Is Naturopathy Covered by Health Insurance?

Is Naturopathy Covered by Health Insurance?

Naturopathy is a form of non-invasive medical treatment and follows natural techniques for healing. Naturopathy plays a crucial role in augmenting the body’s natural healing abilities. The foundations of this medical practice are based on a healthy diet, exercise, stress management and the like.

Through the naturopathic mode of treatment, proper education is provided to the patient to take care of their health and follow various practices to minimise the effects of the symptom, balance the body and eliminate the health condition from its roots so that it is less likely to occur in the future.

When it comes to availing medical care, the first thing that pops into our mind is the charges associated with it. And how do we ensure that medical expenses do not affect our financial health? The answer is health insurance.

Medical Care and Health Insurance

Health insurance has become a necessity in these modern, unpredictable times. Health insurance can protect individuals from medical costs associated with surgeries and serious medical health conditions. They ensure your complete health while protecting your financial assets. 

Some of the health conditions that health insurance covers include:

  • Cancer
  • Heart Diseases
  • Cataract
  • Diabetes
  • Critical Illnesses
  • High Blood Pressure

The general notion is that one can only avail health insurance for allopathic treatments and treatments from allopathic hospitals. But is this true? Let’s check it out.

Naturopathy and Health Insurance

Naturopathy is considered an alternative medicine, and in the early days, health insurance did not cover these treatments. However, the times have changed. With the Indian government promoting AYUSH treatments (Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy), it is now possible to get health insurance coverage for Naturopathy treatments.

The Insurance Regulatory and Development Authority of India (IRDAI) has asked for insurers in India to provide coverage for AYUSH treatments. It has helped popularise health insurance packages that cover alternative treatments. Health insurance coverage for AYUSH treatments covers in-patient hospitalisation expenses.

Why Health Insurance with AYUSH coverage matters?

If you have health insurance that covers AYUSH treatments, you can enjoy the following benefits:

  • Experience holistic treatments rooted in traditional Indian medicines.
  • Meet medical expenses for treatments in Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy.
  • Enhance your well-being with a focus on preventive healthcare.

Is Naturopathy Effective?

One of the things that comes to mind when thinking about Naturopathy treatments is whether it is effective. And, as practitioners of Naturopathy and Ayurvedic modes of treatment, Niraa Wellness’s answer is yes. To know more, read our blog here.

Ways in which naturopathy can help you include: 

  • Prevents Diseases – Naturopathy adopts the most effective treatment, helping cure your body of the disease and preventing its emergence in future.
  • Treats Disorders – Naturopathy is a form of treatment that can holistically treat common disorders like digestive disorders, allergies, skin conditions, etc. 
  • Aids with Sleep – Naturopathic experts sometimes prescribe herbal infusions that help in treating insomnia and other sleep disorders. 
  • Increases Self-awareness – Naturopathy treatment helps the individual connect with their inner self, and this helps them understand their body better and decipher what the body is trying to communicate through various symptoms.
  • Safe and Effective Treatment – Naturopathy aims to treat the underlying condition and restore the natural body functions by encouraging natural healing techniques. 

Health Conditions Naturopathy can Address

There are various ailments that Naturopathy can address, and they include:

  • Diabetes – Addressing diabetes through naturopathy helps identify the imbalances in the body and address the issues through dietary changes, herbal medications, modification in lifestyle and various therapeutic sessions.
  • Obesity – Naturopathy helps address obesity holistically and naturally. Naturopathy experts adopt various methods like dietary changes, therapies and massages, and lifestyle changes to help the individual reach optimal weight. 
  • Insomnia – Through therapeutic sessions, yoga and meditation and a change in diet and lifestyle, naturopathic doctors incorporate natural remedies to induce sleep, resulting in restful nights.
  • Digestive Problems – Naturopathic treatments help address digestive problems by understanding your eating habits. The treatment process in naturopathy could include dietary changes, herbal medicines, and hydrotherapy.
  • Mental Health Conditions – Naturopathy helps in addressing mental health issues like anxiety and depression, which are two of the most common mental health conditions that affect millions worldwide. 

Niraa Wellness: Delivering the Best Naturopathy Healthcare Services

Niraa Wellness is a wellness retreat in Sakleshpur, amidst the lush green nature, helping you heal you mentally, physically and emotionally. Niraa Wellness provides a wide range of healthcare therapies that can heal and guide you towards a new way of living. The holistic approach to healthcare therapies by Niraa will help with your illness, detox your body and energise your mind. With expertise in the fields of Naturopathy, Ayurveda, Physiotherapy, Yoga, Meditation, and Modern Detox, Niraa will help you explore the path of wellness that re-energises your mind and your body. 

At Niraa Wellness, we have diverse wellness therapies or healing packages that help you rejuvenate your mind and body and guide you towards a healthier and happier lifestyle. 

Hypertension Manangement

It is a 10 Night Package recommended for people with High Blood Pressure, Cardiovascular Disease, Kidney health or a high risk of stroke. The treatment begins by monitoring the blood pressure levels at regular intervals, and based on that, the doctors suggest a lifestyle intervention that starts with losing the extra weight in your body. 

The Dinacharya at Niraa will help in achieving normal blood pressure along with many other benefits, and they are: 

  • Improved Heart Rate
  • Decreased Risk of Stroke
  • Improved Quality of Life
  • Better Kidney Health 
Diabetic Care

The diabetic Care package is a 10-night package for people with High Blood Sugar levels, Insulin resistance, Diabetic Neuropathy and Diabetic Nephropathy. Niraa’s Diabetic Care package is a customised healing package because the experts note down a few pieces of information like Lifestyle analysis, body nature analysis, History of Diabetes and Stress analysis before they assign a treatment plan. 

Once the results are out, the doctors at Niraa will draw a customised dietary plan for detoxification and rejuvenation. The detoxification process includes herbal juices like Giloy or Gokharu Kadha that are handpicked and prepared according to the guest’s requirements. The rejuvenation process is about a change in the diet, therapy and yoga, which are part of the daily routine. 

These are some of the benefits you can expect from this package: 

  • Balanced Blood Sugar Levels
  • Reduced dependence on medicines
  • Reduces diabetic complications such as diabetic neuropathy and diabetic nephropathy
  • Improves your vision
Sustainable Weight Management

The Sustainable Weight Management program is for individuals having a critical overweight issue. Sustainable Weight Management program is a 10-night wellness program offered by Niraa, where the doctors begin the treatment with a comprehensive analysis of the patient’s unique needs and monitoring indicators like food intake, exercise regimen, sleep and hydration. 

The Sustainable Weight Management package is for people with Obesity, Diabetes, Insulin resistance, Inactive Lifestyle, Cardiovascular disease, Increased Fat deposits and Fatigue. 

These are some of the positive changes you will notice after joining this program:

  • Improvement in overall health and Wellbeing
  • Enhanced sleep pattern and reduced stress
  • Reduced risk of chronic degenerative diseases associated with excess body fat. 
Arthritis and Pain Management

Arthritis and Pain Management is a 10-night healing package available at Niraa Wellness. This wellness program aims to help individuals regain their ability to do activities they enjoy. The Arthritis and Pain Management package at Niraa includes various therapies like Manipulation Therapy, Massages with medicated oils, Heat Therapies, Poyli Massage, Hot Stone Therapy and many more.

This wellness program can improve your overall health, but apart from that, they also have other benefits, and they are:

  • Soothing feeling in joints and muscles
  • Better mobility
  • Reduced inflammation
  • Increased strength and 
  • Stronger bones
Endocrine Disorders

Endocrines are the system in our body that helps regulate hormones that can impact our health in various ways. However, an imbalance in the functioning of one or more glands can cause a series of health complications such as hypothyroidism, Diabetes, Obesity, and PCOD. 

At Niraa, through this 14-night program, we will help you overcome this health issue by designing personalised diets that are low in fat and rich in vitamins to restore balance to the endocrine system. Apart from the customised diet plan, we have various therapies like yoga, hydrotherapy, diet therapy and herbal massages to help you treat endocrine disorders. 

As you know, the endocrine system is responsible for carrying out the prominent functions of the body. After joining this wellness program, you will notice positive changes in your body, including:

  • Improved Metabolism
  • Improvement in growth and development
  • Regulates your emotions and mood
  • Improve fertility and sexual functioning
  • Improves sleeping patterns 
  • Improves Blood sugar and blood pressure
Emotional Wellbeing

Emotional imbalance is the outcome of the stress and anxiety that a person experiences in their professional or personal life. If you are emotionally weak, then it can affect you both mentally and physically. 

The Emotional Wellbeing Program here at Niraa Wellness is a 14-night program where the wellness experts counsel the clients first to know the state of their emotional health, after which they design the treatment procedure. This package is for Gut Health issues, Acidity, Heartburn, High or Low blood pressure and Fatigue. During this treatment procedure, the medical expression ensures that the client opens up and freely expresses their opinion, and by doing this, they can identify the stressors. 

The benefits that you can get from this package are:

  • Developing resilience
  • Building up the balance
  • Start to think positively
  • Being mindful and conscious about your present


GI Disorders

The Gastrointestinal System is a neural network subject to various disorders like constipation, Indigestion, Hyperacidity, Bloating, or Irritable Bowel Syndrome. This 14-night wellness program is to help you heal from any of these issues through a holistic approach that includes body-mind therapies, yoga, detox and rejuvenation. This wellness program can not only help you improve your gut health, but it also helps when the following problems arise.

  • Bloating and Gas
  • GERD- Gastroesophageal Reflex Disease
  • Indigestion
  • Diahrrea
  • Ulcer
  • IBS- Irritable Bowel Syndrome
  • Celiac Disease
  • Haemmeroids 
Reverse the Aging (Rejuvenescence)

Rejuvenate means to restore or renew, and we at Niraa believe that rejuvenation starts from within. In this 21-night wellness package, we offer organ-level detoxing, which usually takes 7-10 days.

The rejuvenation procedure usually starts with detoxifying the digestive system, followed by gut cleansing that clears the bloating, acidity and constipation. Then, followed by other detoxification processes like liver, kidney, lung and skin detox. 

At the end of the package, you will feel light, free and energetic. This package can improve your lifespan, enhance your immunity power, improve your metabolic rate and ensure a good sleep. 

Post Covid Rejuvenation

Coronavirus can immensely weaken our immune system, and because of this, the body will take a longer time to recover and build back strength. Post-COVID Rejunuvation is a 21-night therapy for people who have suffered from COVID-19 and are still experiencing various symptoms like shortness of breath, lack of taste or smell, Throat irritation and many more. 

Personalised COVID Rejunuvation is a personalised package where the treatment is given depending on the complications in the affected person. 

Integrative Healthcare for Post Chemotherapy

This therapy or wellness package is for people who have undergone Chemotherapy, radiation therapy, hormone therapy, or surgery. By opting for this integrative healthcare chemotherapy package from Niraa Wellness, you can rebuild your body and mind through spiritual healing meditation, expert counselling and a nutritional diet. 

The nutrition plan designed for the patient depends on the type of cancer they have overcome. These dishes have herbs that will help them fight post-chemo exhaustion. After completing this rejuvenation therapy, the individuals can experience the following benefits:

  • Increased strength
  • Lessened Anxiety
  • Reduced fatigue
  • Higher self-esteem
  • Less Pain and
  •  Improved Sleep cycle.  


1. Does health insurance typically cover naturopathy treatments?

Health insurance covers naturopathic treatments, but the Insurance coverage can vary depending on the insurance provider and the specific plan you choose. Some companies provide insurance for certain naturopathic treatments, but it is important to note that they may not be available for all cases or under every plan. 

2. How can I find out if my health insurance covers naturopathy?

There are a few steps that you can take to find out if your health insurance covers naturopathy, and they are: 

  • You can contact your insurance company directly and inquire about the specific coverage for naturopathy treatment. 
  • You can look at your insurance policy documents, which typically include information on what is covered. 
  • You can speak with your naturopathic doctor or your healthcare provider since they may have experience with various insurance plans and can give you insight. 
3. What documents or information should I provide to my insurance company to determine coverage for naturopathy?

When meeting your insurance company to determine the coverage of naturopathy, you can carry the following documents:

  • Insurance ID Card
  • Policy Details
  • Explanation of Benefits (EOB)
  • Treatment Plan or Recommendation
  • Relevant Medical Records
4. What factors should I consider when choosing a health insurance plan that covers naturopathy?

When selecting a health insurance plan that covers naturopathy, there are various factors that you must consider, and they are:

  • Check if the plan exclusively covers Naturopathy treatments. 
  • Research the network of Naturopathy doctors or alternative medical practitioners included in the insurance plan. 
  • Asses the flexibility of the plan in terms of choosing the Naturopathic doctors. 
  • Look into the additional benefits offered by the health insurance plan.
  • Research about the reviews of the customer and also the ratings of the insurance company. 

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